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The monthly cost of owning the typical home against the typical rent in 340 large U.S. cities, with the year buying breaks even. Updated September 26, 2026 with Zillow data for August 2026 and a 7.03% mortgage rate.
Alabama
- BirminghamOwn $247 cheaper
- HuntsvilleRent $731 cheaper
- MobileRent $185 cheaper
- MontgomeryOwn $185 cheaper
- TuscaloosaRent $324 cheaper
Alaska
- AnchorageRent $1,352 cheaper
Arizona
- BuckeyeRent $702 cheaper
- ChandlerRent $1,603 cheaper
- GilbertRent $1,722 cheaper
- GlendaleRent $1,212 cheaper
- GoodyearRent $1,482 cheaper
- MesaRent $1,354 cheaper
- PeoriaRent $1,382 cheaper
- PhoenixRent $1,178 cheaper
- San Tan ValleyRent $615 cheaper
- ScottsdaleRent $3,491 cheaper
- SurpriseRent $867 cheaper
- TempeRent $1,481 cheaper
- TucsonRent $841 cheaper
- YumaRent $622 cheaper
Arkansas
- Little RockRent $460 cheaper
California
- AnaheimRent $3,729 cheaper
- AntiochRent $1,314 cheaper
- BakersfieldRent $991 cheaper
- BerkeleyRent $7,090 cheaper
- BurbankRent $5,169 cheaper
- CarlsbadRent $7,262 cheaper
- ChicoRent $1,738 cheaper
- Chula VistaRent $3,001 cheaper
- ClovisRent $1,367 cheaper
- ConcordRent $2,432 cheaper
- CoronaRent $2,564 cheaper
- Costa MesaRent $6,424 cheaper
- DalyRent $4,601 cheaper
- DowneyRent $3,747 cheaper
- East Los AngelesRent $2,486 cheaper
- El CajonRent $3,360 cheaper
- El MonteRent $2,878 cheaper
- Elk GroveRent $1,724 cheaper
- EscondidoRent $3,271 cheaper
- FairfieldRent $1,822 cheaper
- FontanaRent $1,291 cheaper
- FremontRent $6,488 cheaper
- FresnoRent $833 cheaper
- FullertonRent $4,185 cheaper
- Garden GroveRent $4,113 cheaper
- GlendaleRent $5,232 cheaper
- HaywardRent $3,027 cheaper
- HesperiaRent $998 cheaper
- Huntington BeachRent $6,038 cheaper
- InglewoodRent $2,656 cheaper
- IrvineRent $6,818 cheaper
- Jurupa ValleyRent $2,022 cheaper
- LancasterRent $920 cheaper
- Long BeachRent $3,421 cheaper
- Los AngelesRent $3,606 cheaper
- MenifeeRent $1,250 cheaper
- ModestoRent $1,085 cheaper
- Moreno ValleyRent $1,464 cheaper
- MurrietaRent $2,214 cheaper
- OaklandRent $2,321 cheaper
- OceansideRent $3,009 cheaper
- OntarioRent $1,973 cheaper
- OrangeRent $4,588 cheaper
- OxnardRent $2,397 cheaper
- PalmdaleRent $869 cheaper
- PasadenaRent $5,063 cheaper
- PomonaRent $2,352 cheaper
- Rancho CucamongaRent $2,611 cheaper
- RialtoRent $1,430 cheaper
- RichmondRent $1,749 cheaper
- RiversideRent $1,991 cheaper
- RosevilleRent $2,005 cheaper
- SacramentoRent $1,306 cheaper
- SalinasRent $2,645 cheaper
- San BernardinoRent $1,473 cheaper
- San DiegoRent $3,720 cheaper
- San FranciscoRent $5,089 cheaper
- San JoseRent $5,851 cheaper
- San MateoRent $7,403 cheaper
- Santa AnaRent $3,089 cheaper
- Santa ClaraRent $7,145 cheaper
- Santa ClaritaRent $2,789 cheaper
- Santa MariaRent $2,068 cheaper
- Santa RosaRent $2,374 cheaper
- Simi ValleyRent $3,014 cheaper
- StocktonRent $1,021 cheaper
- SunnyvaleRent $9,369 cheaper
- TemeculaRent $2,294 cheaper
- Thousand OaksRent $3,760 cheaper
- TorranceRent $4,586 cheaper
- VacavilleRent $1,600 cheaper
- VallejoRent $1,460 cheaper
- VenturaRent $3,139 cheaper
- VictorvilleRent $823 cheaper
- VisaliaRent $965 cheaper
- West CovinaRent $3,153 cheaper
Colorado
- ArvadaRent $2,022 cheaper
- AuroraRent $1,441 cheaper
- BoulderRent $4,069 cheaper
- CentennialRent $2,171 cheaper
- Colorado SpringsRent $1,336 cheaper
- DenverRent $1,760 cheaper
- Fort CollinsRent $1,937 cheaper
- GreeleyRent $1,473 cheaper
- Highlands RanchRent $2,196 cheaper
- LakewoodRent $2,063 cheaper
- PuebloRent $728 cheaper
- ThorntonRent $1,596 cheaper
- WestminsterRent $1,712 cheaper
Connecticut
- BridgeportRent $1,151 cheaper
- HartfordRent $169 cheaper
- New HavenRent $881 cheaper
- StamfordRent $2,575 cheaper
- WaterburyRent $1,030 cheaper
District of Columbia
- WashingtonRent $1,408 cheaper
Florida
- Boca RatonRent $1,246 cheaper
- BrandonRent $993 cheaper
- Cape CoralRent $593 cheaper
- ClearwaterRent $592 cheaper
- Coral SpringsRent $1,576 cheaper
- DavieRent $1,442 cheaper
- Fort LauderdaleRent $1,048 cheaper
- GainesvilleRent $674 cheaper
- HialeahRent $818 cheaper
- HollywoodRent $954 cheaper
- JacksonvilleRent $566 cheaper
- LakelandRent $611 cheaper
- Lehigh AcresRent $278 cheaper
- MiamiRent $1,237 cheaper
- Miami GardensRent $889 cheaper
- MiramarRent $1,172 cheaper
- OrlandoRent $878 cheaper
- Palm BayRent $395 cheaper
- Pembroke PinesRent $1,003 cheaper
- Pompano BeachRent $317 cheaper
- Port St. LucieRent $520 cheaper
- RiverviewRent $653 cheaper
- Spring HillRent $393 cheaper
- St. PetersburgRent $555 cheaper
- TallahasseeRent $791 cheaper
- TampaRent $849 cheaper
- West Palm BeachRent $664 cheaper
Georgia
Hawaii
- Urban HonoluluRent $2,382 cheaper
Illinois
- AuroraRent $487 cheaper
- ChicagoRent $255 cheaper
- ElginRent $886 cheaper
- JolietRent $601 cheaper
- NapervilleRent $2,660 cheaper
- PeoriaOwn $17 cheaper
- RockfordRent $484 cheaper
- SpringfieldRent $325 cheaper
Indiana
- CarmelRent $2,210 cheaper
- EvansvilleRent $428 cheaper
- FishersRent $1,286 cheaper
- Fort WayneRent $540 cheaper
- IndianapolisRent $309 cheaper
- South BendRent $211 cheaper
Iowa
- Cedar RapidsRent $435 cheaper
- DavenportRent $629 cheaper
- Des MoinesRent $601 cheaper
Kansas
- KansasRent $327 cheaper
- OlatheRent $1,443 cheaper
- Overland ParkRent $1,800 cheaper
- TopekaRent $326 cheaper
- WichitaRent $466 cheaper
Kentucky
- Lexington-FayetteRent $870 cheaper
- LouisvilleRent $585 cheaper
Louisiana
- Baton RougeRent $472 cheaper
- LafayetteRent $432 cheaper
- MetairieRent $883 cheaper
- New OrleansRent $288 cheaper
- ShreveportRent $66 cheaper
Massachusetts
- BostonRent $2,014 cheaper
- BrocktonRent $1,443 cheaper
- CambridgeRent $3,448 cheaper
- LowellRent $1,294 cheaper
- LynnRent $1,957 cheaper
- New BedfordRent $1,517 cheaper
- QuincyRent $2,186 cheaper
- SpringfieldRent $591 cheaper
- WorcesterRent $1,198 cheaper
Michigan
- Ann ArborRent $1,996 cheaper
- DearbornRent $203 cheaper
- DetroitOwn $665 cheaper
- Grand RapidsRent $669 cheaper
- LansingRent $214 cheaper
- Sterling HeightsRent $813 cheaper
- WarrenRent $225 cheaper
Minnesota
- MinneapolisRent $839 cheaper
- RochesterRent $927 cheaper
- St. PaulRent $812 cheaper
Mississippi
- JacksonOwn $476 cheaper
Missouri
- ColumbiaRent $934 cheaper
- IndependenceRent $256 cheaper
- KansasRent $502 cheaper
- Lee's SummitRent $1,277 cheaper
- SpringfieldRent $603 cheaper
- St. LouisRent $110 cheaper
Montana
- BillingsRent $1,476 cheaper
Nevada
- HendersonRent $1,444 cheaper
- Las VegasRent $1,128 cheaper
- North Las VegasRent $833 cheaper
- RenoRent $1,862 cheaper
- SparksRent $1,456 cheaper
New Hampshire
- ManchesterRent $1,332 cheaper
New Jersey
New Mexico
- AlbuquerqueRent $1,066 cheaper
- Las CrucesRent $633 cheaper
- Rio RanchoRent $662 cheaper
New York
North Carolina
- CaryRent $2,573 cheaper
- CharlotteRent $1,071 cheaper
- ConcordRent $939 cheaper
- DurhamRent $1,170 cheaper
- FayettevilleRent $360 cheaper
- GreensboroRent $592 cheaper
- High PointRent $525 cheaper
- RaleighRent $1,485 cheaper
- WilmingtonRent $1,267 cheaper
- Winston-SalemRent $461 cheaper
North Dakota
- FargoRent $1,374 cheaper
Ohio
Oklahoma
- Broken ArrowRent $645 cheaper
- NormanRent $691 cheaper
- OklahomaRent $378 cheaper
- TulsaRent $459 cheaper
Oregon
Pennsylvania
- AllentownRent $841 cheaper
- PhiladelphiaOwn $64 cheaper
- PittsburghRent $214 cheaper
Rhode Island
- ProvidenceRent $1,111 cheaper
South Carolina
- CharlestonRent $1,701 cheaper
- ColumbiaRent $211 cheaper
- North CharlestonRent $434 cheaper
South Dakota
- Sioux FallsRent $1,204 cheaper
Tennessee
- ChattanoogaRent $807 cheaper
- ClarksvilleRent $902 cheaper
- KnoxvilleRent $910 cheaper
- MemphisOwn $65 cheaper
- MurfreesboroRent $1,298 cheaper
- Nashville-DavidsonRent $1,170 cheaper
Texas
- AllenRent $2,204 cheaper
- AmarilloRent $483 cheaper
- ArlingtonRent $1,089 cheaper
- AustinRent $2,322 cheaper
- BeaumontRent $304 cheaper
- BrownsvilleRent $165 cheaper
- CarrolltonRent $1,544 cheaper
- College StationRent $1,430 cheaper
- ConroeRent $1,053 cheaper
- Corpus ChristiRent $491 cheaper
- DallasRent $938 cheaper
- DentonRent $1,315 cheaper
- EdinburgRent $895 cheaper
- El PasoRent $597 cheaper
- Fort WorthRent $872 cheaper
- FriscoRent $3,099 cheaper
- GarlandRent $803 cheaper
- Grand PrairieRent $971 cheaper
- HoustonRent $642 cheaper
- IrvingRent $1,168 cheaper
- KilleenRent $599 cheaper
- LaredoRent $761 cheaper
- LeagueRent $1,213 cheaper
- LewisvilleRent $1,566 cheaper
- LubbockRent $492 cheaper
- McAllenRent $699 cheaper
- McKinneyRent $2,029 cheaper
- MesquiteRent $703 cheaper
- MidlandRent $1,030 cheaper
- New BraunfelsRent $1,189 cheaper
- OdessaRent $529 cheaper
- PasadenaRent $464 cheaper
- PearlandRent $1,345 cheaper
- PlanoRent $2,131 cheaper
- RichardsonRent $1,826 cheaper
- Round RockRent $1,465 cheaper
- San AntonioRent $741 cheaper
- Sugar LandRent $1,564 cheaper
- TylerRent $729 cheaper
- WacoRent $360 cheaper
- Wichita FallsRent $216 cheaper
Utah
- ProvoRent $1,655 cheaper
- Salt LakeRent $2,261 cheaper
- St. GeorgeRent $1,676 cheaper
- West JordanRent $2,071 cheaper
- West ValleyRent $1,612 cheaper
Virginia
- AlexandriaRent $2,484 cheaper
- ArlingtonRent $3,016 cheaper
- ChesapeakeRent $953 cheaper
- HamptonRent $396 cheaper
- Newport NewsRent $588 cheaper
- NorfolkRent $559 cheaper
- RichmondRent $1,002 cheaper
- Virginia BeachRent $967 cheaper
Washington
Monthly figures compare the typical rent with the first-month cost of owning the typical home: mortgage with 20% down, property tax, insurance and 1% yearly maintenance. Full methodology.