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The monthly cost of owning the typical home against the typical rent in 339 large U.S. cities, with the year buying breaks even. Updated November 12, 2026 with Zillow data for September 2026 and a 7.11% mortgage rate.
Alabama
- BirminghamOwn $242 cheaper
- HuntsvilleRent $717 cheaper
- MobileRent $205 cheaper
- MontgomeryOwn $165 cheaper
- TuscaloosaRent $68 cheaper
Alaska
- AnchorageRent $1,326 cheaper
Arizona
- BuckeyeRent $714 cheaper
- ChandlerRent $1,585 cheaper
- GilbertRent $1,733 cheaper
- GlendaleRent $1,212 cheaper
- GoodyearRent $1,491 cheaper
- MesaRent $1,373 cheaper
- PeoriaRent $1,421 cheaper
- PhoenixRent $1,188 cheaper
- San Tan ValleyRent $658 cheaper
- ScottsdaleRent $3,545 cheaper
- SurpriseRent $890 cheaper
- TempeRent $1,509 cheaper
- TucsonRent $831 cheaper
- YumaRent $653 cheaper
Arkansas
- Little RockRent $484 cheaper
California
- AnaheimRent $3,742 cheaper
- AntiochRent $1,365 cheaper
- BakersfieldRent $947 cheaper
- BerkeleyRent $7,100 cheaper
- BurbankRent $5,184 cheaper
- CarlsbadRent $7,160 cheaper
- ChicoRent $1,723 cheaper
- Chula VistaRent $3,019 cheaper
- ClovisRent $1,340 cheaper
- ConcordRent $2,457 cheaper
- CoronaRent $2,586 cheaper
- Costa MesaRent $6,562 cheaper
- Daly CityRent $4,590 cheaper
- DowneyRent $3,837 cheaper
- East Los AngelesRent $2,532 cheaper
- El CajonRent $3,380 cheaper
- El MonteRent $2,819 cheaper
- Elk GroveRent $1,767 cheaper
- EscondidoRent $3,243 cheaper
- FairfieldRent $1,806 cheaper
- FontanaRent $1,318 cheaper
- FremontRent $6,484 cheaper
- FresnoRent $818 cheaper
- FullertonRent $4,244 cheaper
- Garden GroveRent $4,183 cheaper
- GlendaleRent $5,254 cheaper
- HaywardRent $3,017 cheaper
- HesperiaRent $1,008 cheaper
- Huntington BeachRent $6,025 cheaper
- InglewoodRent $2,699 cheaper
- IrvineRent $6,730 cheaper
- Jurupa ValleyRent $1,901 cheaper
- LancasterRent $893 cheaper
- Long BeachRent $3,477 cheaper
- Los AngelesRent $3,641 cheaper
- MenifeeRent $1,245 cheaper
- ModestoRent $1,085 cheaper
- Moreno ValleyRent $1,448 cheaper
- MurrietaRent $2,257 cheaper
- OaklandRent $2,343 cheaper
- OceansideRent $3,053 cheaper
- OntarioRent $2,003 cheaper
- OrangeRent $4,678 cheaper
- OxnardRent $2,389 cheaper
- PalmdaleRent $855 cheaper
- PasadenaRent $5,121 cheaper
- PomonaRent $2,361 cheaper
- Rancho CucamongaRent $2,643 cheaper
- RialtoRent $1,449 cheaper
- RichmondRent $1,804 cheaper
- RiversideRent $2,011 cheaper
- RosevilleRent $2,072 cheaper
- SacramentoRent $1,315 cheaper
- SalinasRent $2,643 cheaper
- San BernardinoRent $1,482 cheaper
- San DiegoRent $3,763 cheaper
- San FranciscoRent $5,159 cheaper
- San JoseRent $5,830 cheaper
- San MateoRent $7,442 cheaper
- Santa AnaRent $3,055 cheaper
- Santa ClaraRent $7,188 cheaper
- Santa ClaritaRent $2,816 cheaper
- Santa MariaRent $2,123 cheaper
- Santa RosaRent $2,371 cheaper
- Simi ValleyRent $3,008 cheaper
- StocktonRent $985 cheaper
- SunnyvaleRent $9,498 cheaper
- TemeculaRent $2,400 cheaper
- Thousand OaksRent $3,758 cheaper
- TorranceRent $4,548 cheaper
- VacavilleRent $1,610 cheaper
- VallejoRent $1,481 cheaper
- VenturaRent $3,159 cheaper
- VictorvilleRent $873 cheaper
- VisaliaRent $1,005 cheaper
- West CovinaRent $3,216 cheaper
Colorado
- ArvadaRent $2,060 cheaper
- AuroraRent $1,444 cheaper
- BoulderRent $4,002 cheaper
- CentennialRent $2,184 cheaper
- Colorado SpringsRent $1,365 cheaper
- DenverRent $1,784 cheaper
- Fort CollinsRent $1,926 cheaper
- GreeleyRent $1,480 cheaper
- Highlands RanchRent $2,229 cheaper
- LakewoodRent $2,043 cheaper
- PuebloRent $753 cheaper
- ThorntonRent $1,582 cheaper
- WestminsterRent $1,718 cheaper
Connecticut
- BridgeportRent $1,109 cheaper
- HartfordRent $213 cheaper
- New HavenRent $924 cheaper
- StamfordRent $2,551 cheaper
- WaterburyRent $1,010 cheaper
District of Columbia
- WashingtonRent $1,445 cheaper
Florida
- Boca RatonRent $1,277 cheaper
- BrandonRent $906 cheaper
- Cape CoralRent $596 cheaper
- ClearwaterRent $580 cheaper
- Coral SpringsRent $1,655 cheaper
- DavieRent $1,425 cheaper
- Fort LauderdaleRent $1,097 cheaper
- GainesvilleRent $659 cheaper
- HialeahRent $857 cheaper
- HollywoodRent $1,002 cheaper
- JacksonvilleRent $589 cheaper
- LakelandRent $656 cheaper
- Lehigh AcresRent $297 cheaper
- MiamiRent $1,325 cheaper
- Miami GardensRent $954 cheaper
- MiramarRent $1,187 cheaper
- OrlandoRent $913 cheaper
- Palm BayRent $429 cheaper
- Pembroke PinesRent $1,052 cheaper
- Pompano BeachRent $316 cheaper
- Port St. LucieRent $574 cheaper
- RiverviewRent $689 cheaper
- Spring HillRent $427 cheaper
- St. PetersburgRent $574 cheaper
- TallahasseeRent $778 cheaper
- TampaRent $879 cheaper
- West Palm BeachRent $696 cheaper
Georgia
Hawaii
- HonoluluRent $2,420 cheaper
Illinois
- AuroraRent $452 cheaper
- ChicagoRent $301 cheaper
- ElginRent $958 cheaper
- JolietRent $590 cheaper
- NapervilleRent $2,685 cheaper
- PeoriaRent $1 cheaper
- RockfordRent $445 cheaper
- SpringfieldRent $328 cheaper
Indiana
- CarmelRent $2,217 cheaper
- EvansvilleRent $449 cheaper
- FishersRent $1,282 cheaper
- Fort WayneRent $542 cheaper
- IndianapolisRent $315 cheaper
- South BendRent $225 cheaper
Iowa
- Cedar RapidsRent $489 cheaper
- DavenportRent $628 cheaper
- Des MoinesRent $587 cheaper
Kansas
- Kansas CityRent $303 cheaper
- OlatheRent $1,450 cheaper
- Overland ParkRent $1,802 cheaper
- TopekaRent $350 cheaper
- WichitaRent $458 cheaper
Kentucky
- LexingtonRent $793 cheaper
- LouisvilleRent $607 cheaper
Louisiana
- Baton RougeRent $489 cheaper
- LafayetteRent $427 cheaper
- MetairieRent $920 cheaper
- New OrleansRent $289 cheaper
- ShreveportRent $89 cheaper
Massachusetts
- BostonRent $2,024 cheaper
- BrocktonRent $1,489 cheaper
- CambridgeRent $3,448 cheaper
- LowellRent $1,339 cheaper
- LynnRent $1,931 cheaper
- New BedfordRent $1,540 cheaper
- QuincyRent $2,235 cheaper
- SpringfieldRent $612 cheaper
- WorcesterRent $1,201 cheaper
Michigan
- Ann ArborRent $2,008 cheaper
- DearbornRent $134 cheaper
- DetroitOwn $667 cheaper
- Grand RapidsRent $638 cheaper
- LansingRent $222 cheaper
- Sterling HeightsRent $756 cheaper
- WarrenRent $202 cheaper
Minnesota
- MinneapolisRent $787 cheaper
- RochesterRent $978 cheaper
- St. PaulRent $766 cheaper
Mississippi
- JacksonOwn $456 cheaper
Missouri
- ColumbiaRent $908 cheaper
- IndependenceRent $243 cheaper
- Kansas CityRent $471 cheaper
- Lee's SummitRent $1,336 cheaper
- SpringfieldRent $606 cheaper
- St. LouisRent $122 cheaper
Montana
- BillingsRent $1,528 cheaper
Nevada
- HendersonRent $1,480 cheaper
- Las VegasRent $1,147 cheaper
- North Las VegasRent $869 cheaper
- RenoRent $1,845 cheaper
- SparksRent $1,473 cheaper
New Hampshire
- ManchesterRent $1,313 cheaper
New Jersey
- ElizabethRent $2,357 cheaper
- Jersey CityRent $1,942 cheaper
- NewarkRent $1,783 cheaper
- PatersonRent $2,854 cheaper
New Mexico
- AlbuquerqueRent $1,075 cheaper
- Las CrucesRent $634 cheaper
- Rio RanchoRent $719 cheaper
New York
North Carolina
- CaryRent $2,563 cheaper
- CharlotteRent $1,083 cheaper
- ConcordRent $965 cheaper
- DurhamRent $1,186 cheaper
- FayettevilleRent $357 cheaper
- GreensboroRent $582 cheaper
- High PointRent $474 cheaper
- RaleighRent $1,481 cheaper
- WilmingtonRent $1,261 cheaper
- Winston-SalemRent $480 cheaper
North Dakota
- FargoRent $1,354 cheaper
Ohio
Oklahoma
- Broken ArrowRent $650 cheaper
- NormanRent $634 cheaper
- Oklahoma CityRent $367 cheaper
- TulsaRent $465 cheaper
Oregon
Pennsylvania
- AllentownRent $865 cheaper
- PhiladelphiaOwn $57 cheaper
- PittsburghRent $164 cheaper
Rhode Island
- ProvidenceRent $1,132 cheaper
South Carolina
- CharlestonRent $1,722 cheaper
- ColumbiaRent $180 cheaper
- North CharlestonRent $455 cheaper
South Dakota
- Sioux FallsRent $1,230 cheaper
Tennessee
- ChattanoogaRent $807 cheaper
- ClarksvilleRent $908 cheaper
- KnoxvilleRent $925 cheaper
- MemphisOwn $40 cheaper
- MurfreesboroRent $1,300 cheaper
- NashvilleRent $1,176 cheaper
Texas
- AllenRent $2,222 cheaper
- AmarilloRent $503 cheaper
- ArlingtonRent $1,071 cheaper
- AustinRent $2,318 cheaper
- BeaumontRent $248 cheaper
- CarrolltonRent $1,533 cheaper
- College StationRent $1,196 cheaper
- ConroeRent $1,042 cheaper
- Corpus ChristiRent $495 cheaper
- DallasRent $921 cheaper
- DentonRent $1,331 cheaper
- EdinburgRent $872 cheaper
- El PasoRent $611 cheaper
- Fort WorthRent $866 cheaper
- FriscoRent $3,172 cheaper
- GarlandRent $790 cheaper
- Grand PrairieRent $945 cheaper
- HoustonRent $634 cheaper
- IrvingRent $1,166 cheaper
- KilleenRent $604 cheaper
- LaredoRent $808 cheaper
- League CityRent $1,292 cheaper
- LewisvilleRent $1,580 cheaper
- LubbockRent $511 cheaper
- McAllenRent $675 cheaper
- McKinneyRent $2,087 cheaper
- MesquiteRent $711 cheaper
- MidlandRent $1,063 cheaper
- New BraunfelsRent $1,207 cheaper
- OdessaRent $498 cheaper
- PasadenaRent $464 cheaper
- PearlandRent $1,339 cheaper
- PlanoRent $2,192 cheaper
- RichardsonRent $1,857 cheaper
- Round RockRent $1,496 cheaper
- San AntonioRent $734 cheaper
- Sugar LandRent $1,600 cheaper
- TylerRent $773 cheaper
- WacoRent $351 cheaper
- Wichita FallsRent $254 cheaper
Utah
- ProvoRent $1,690 cheaper
- Salt Lake CityRent $2,297 cheaper
- St. GeorgeRent $1,686 cheaper
- West JordanRent $2,072 cheaper
- West Valley CityRent $1,584 cheaper
Virginia
- AlexandriaRent $2,500 cheaper
- ArlingtonRent $3,040 cheaper
- ChesapeakeRent $992 cheaper
- HamptonRent $394 cheaper
- Newport NewsRent $595 cheaper
- NorfolkRent $568 cheaper
- RichmondRent $1,018 cheaper
- Virginia BeachRent $953 cheaper
Washington
Monthly figures compare the typical rent with the first-month cost of owning the typical home: mortgage with 20% down, property tax, insurance and 1% yearly maintenance. Full methodology.