Yuma,
rental market profile.

Official area medians, state comparisons and a transparent starting point for analyzing a rental property in Yuma, Arizona.

Population100.1KACS estimate
Median household income$65,482annual
Median gross rent$1,114monthly
Median home value$230,000owner-occupied
Median property tax$1,463annual · owner-occupied
Effective tax reference0.64%median tax ÷ median value
State HO-3 premium$1,1942023 homeowner reference
Housing vacancy12.4%all housing units
Gross rent-to-value5.81%annual rent ÷ home value
Rent-to-income reference20.4%annual rent ÷ income

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates. Estimates cover 2020–2024. Insurance context: NAIC 2023 Homeowners Insurance Report. Ratios are derived from area medians and are not a property cap rate, affordability decision, insurance quote or expected return.

How Yuma compares.

Yuma’s median gross rent is 27.8% below the Arizona median, while its median owner-occupied home value is 41.7% below the state reference. Median household income is 18.1% below the statewide estimate.

The gross rent-to-value reference is 5.81%. It simply annualizes the area’s median gross rent and divides it by the area’s median home value. It does not subtract vacancy, taxes, insurance, maintenance, management, financing or capital reserves.

Yuma baseline comparison
MetricCityYumaStateArizonaCountryUnited States
Median gross rent$1,114$1,543$1,413
Median home value$230,000$394,500$332,700
Household income$65,482$79,964$80,734
Median annual property tax$1,463$1,879$3,119
Housing vacancy12.4%10.5%10.1%
Rent vs baseline—-27.8%-21.2%

Test a Yuma baseline.

Load the area medians for purchase price, rent and annual property tax, then replace every assumption with property-specific figures and current quotes.

What this profile can—and cannot—tell you.

Use area data to compare markets before researching a specific address.

Useful for screening

Population, income, rent and home-value medians provide a consistent first comparison across markets.

Property facts still matter

Verify achievable rent, taxes, insurance, condition, financing and local rules for the exact property.

Vacancy needs context

The ACS figure covers all housing units. It is not the vacancy allowance to enter in rental underwriting.