Useful for screening
Population, income, rent and home-value medians provide a consistent first comparison across markets.
San Antonio,
rental investment numbers.
The typical rent in San Antonio, TX is $1,381 a month, down 0.9% from a year earlier. The typical home is worth $244,623, down 2.2% from a year earlier. Owning that home costs about $744 more a month than renting it. See the rent or buy math.
Current market, September 2026.
Typical home value$244,623-2.2% vs. a year earlier
Typical rent$1,381-0.9% vs. a year earlier
Gross rent-to-value6.77%annual rent ÷ value
HUD Fair Market Rent, 2-bed$1,441FY2027 · second-source check
Estimated annual property tax$4,2781.75% effective rate (ACS)
Data: Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI), September 2026; smoothed and seasonally adjusted. Typical values sit in the middle of the local market; rent covers houses and apartments. Updated monthly. Second source: HUD FY2027 Fair Market Rent for San Antonio-New Braunfels, TX HUD Metro FMR Area (40th-percentile gross rent, including utilities).
Can a typical San Antonio rental cash-flow today?
This screening model combines current citywide price and rent with the same conservative operating budget used across RentCaliber.
Modeled answerNot at the typical price
A typical-price model falls short by $829 a month.
- Lender DSCR
- 0.73×
- Investor DSCR
- 0.39×
- Downside cash flow
- -$1,137
Maximum price for $0 cash flow$81,496$163,127 below the typical value
Minimum break-even rent$2,452$1,071 above typical rent
Rent for 1.25 lender DSCR$2,372Gross rent ÷ PITIA
What the model assumes
- Price and rent
- Zillow ZHVI and ZORI · September 2026
- Mortgage
- 7.18% · Freddie Mac · November 5, 2026
- Property tax
- $4,278/yr · ACS effective-rate reference
- Insurance
- $3,580/yr · NAIC state HO-3 + 25% planning allowance
- Operating budget
- 5% vacancy · 5% maintenance · 8% management · 5% reserves
A citywide typical home and typical rent are not the same property. The maximum price holds taxes, insurance and operating assumptions unchanged. Replace every input with listing-specific evidence before making an offer.
Five-year trend in San Antonio.
Show the numbers
| Month | Typical rent |
|---|---|
| Sep 2021 | $1,334 |
| Sep 2022 | $1,430 |
| Sep 2023 | $1,420 |
| Sep 2024 | $1,411 |
| Sep 2025 | $1,393 |
| Sep 2026 | $1,381 |
Show the numbers
| Month | Typical home value |
|---|---|
| Sep 2021 | $234,980 |
| Sep 2022 | $272,810 |
| Sep 2023 | $267,031 |
| Sep 2024 | $259,171 |
| Sep 2025 | $250,207 |
| Sep 2026 | $244,623 |
Monthly Zillow Observed Rent Index and Home Value Index, smoothed and seasonally adjusted. Each chart has its own scale, which does not start at zero, so small changes are visible.
Rent by number of bedrooms.
HUD FY2027 Fair Market Rents for San Antonio-New Braunfels, TX HUD Metro FMR Area: the 40th-percentile gross rent, utilities included, for the whole area. Rents inside San Antonio can be higher or lower. Source: HUD Fair Market Rents.
Census profile, 2020–2024: population, income and long-run medians
Population1.5MACS estimate
Median household income$65,056annual
Median gross rent$1,324monthly
Median home value$235,700owner-occupied
Median property tax$4,122annual · owner-occupied
Effective tax reference1.75%median tax ÷ median value
State HO-3 premium$2,8642023 homeowner reference
Housing vacancy9.5%all housing units
Gross rent-to-value6.74%annual rent ÷ home value
Rent-to-income reference24.4%annual rent ÷ income
Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates. Estimates cover 2020–2024. Insurance context: NAIC 2023 Homeowners Insurance Report. Ratios are derived from area medians and are not a property cap rate, affordability decision, insurance quote or expected return.
How San Antonio compares.
San Antonio’s median gross rent is 5.6% below the Texas median, while its median owner-occupied home value is 16.9% below the state reference. Median household income is 17.1% below the statewide estimate.
The gross rent-to-value reference is 6.74%. It simply annualizes the area’s median gross rent and divides it by the area’s median home value. It does not subtract vacancy, taxes, insurance, maintenance, management, financing or capital reserves.
| Metric | CitySan Antonio | StateTexas | CountryUnited States |
|---|---|---|---|
| Median gross rent | $1,324 | $1,403 | $1,413 |
| Median home value | $235,700 | $283,800 | $332,700 |
| Household income | $65,056 | $78,476 | $80,734 |
| Median annual property tax | $4,122 | $4,232 | $3,119 |
| Housing vacancy | 9.5% | 9.4% | 10.1% |
| Rent vs baseline | — | -5.6% | -6.3% |
Test a San Antonio baseline.
Load the area medians for purchase price, rent and annual property tax, then replace every assumption with property-specific figures and current quotes.
Partner tool
Check the rent for a specific San Antonio address.
Our figures are citywide typical rents. RentCast estimates the rent for one property from nearby rental comparables, so you can test the deal with a local figure.
Partner link: RentCaliber may earn a commission if you subscribe to RentCast. It never affects our calculations. How partnerships work.
What this profile can—and cannot—tell you.
Use area data to compare markets before researching a specific address.
Property facts still matter
Verify achievable rent, taxes, insurance, condition, financing and local rules for the exact property.
Vacancy needs context
The ACS figure covers all housing units. It is not the vacancy allowance to enter in rental underwriting.
Questions about San Antonio.
What is the average rent in San Antonio, TX?
The typical asking rent in San Antonio, TX is $1,381 a month, according to Zillow's Observed Rent Index for September 2026, which covers houses and apartments. The Census Bureau's median gross rent for 2020–2024, which includes utilities and long-standing leases, is $1,324. HUD's Fair Market Rent for a two-bedroom home in the area is $1,441.
Is rent going up or down in San Antonio?
Rent is falling. The typical rent is $1,381, down 0.9% from $1,393 a year earlier.
How much does a house cost in San Antonio?
The typical home in San Antonio, TX is worth $244,623, according to Zillow's Home Value Index for September 2026, down 2.2% from a year earlier.
Is it cheaper to rent or buy in San Antonio?
Owning the typical home costs about $2,125 a month including the mortgage, property tax, insurance and upkeep, against $1,381 to rent it. Buying does not pull ahead within 30 years at current prices and rates in our model. See the full comparison.
What is the property tax rate in San Antonio?
The effective property tax rate is about 1.75% of home value, based on Census data, or roughly $4,278 a year on the typical home. Actual bills depend on the assessment and any exemptions.
Is San Antonio a good place to invest in rental property?
It depends on the property. As a first screen, a year of typical rent in San Antonio equals 6.77% of the typical home value. Higher ratios leave more room for expenses and a mortgage; the 1% rule looks for about 12% a year. Test a specific property in the rental property calculator before you decide.