Kentucky,
by the numbers.
A high-level rental-market baseline from official Census and FHFA data. Use it to compare areas before underwriting a specific property.
ACS values are estimates for 2020–2024. FHFA values are seasonally adjusted state index changes for the latest published quarter at retrieval, not a current home price. The insurance figure is the statewide average HO-3 owner-occupied premium from the NAIC 2023 report. These are not listings, asking rents, property-specific tax or insurance quotes, or investment recommendations. Sources and limitations.
Explore places in Kentucky.
Largest Census places by population. Search the full catalog for more locations.
| Place | Population | Median rent | Median home value | Vacancy | Open |
|---|---|---|---|---|---|
| Louisville/Jefferson County metro government (balance) | 631.8K | $1,120 | $233,900 | 8.5% | |
| Lexington-Fayette | 323.7K | $1,164 | $293,500 | 6.2% | |
| Bowling Green | 75.4K | $998 | $241,900 | 8.5% | |
| Owensboro | 60.3K | $905 | $178,900 | 6.7% | |
| Covington | 41.1K | $1,006 | $187,300 | 13.2% | |
| Georgetown | 39.1K | $1,255 | $265,400 | 4.8% | |
| Richmond | 37.1K | $917 | $214,900 | 9.2% | |
| Florence | 32.8K | $1,329 | $210,700 | 4.0% | |
| Elizabethtown | 32.6K | $909 | $245,900 | 7.5% | |
| Nicholasville | 32.2K | $1,147 | $226,800 | 5.7% | |
| Hopkinsville | 30.9K | $902 | $172,100 | 12.1% | |
| Independence | 29.4K | $1,250 | $263,700 | 1.9% |
Model a property in Kentucky.
Start with the statewide ACS medians, then replace every assumption with the property’s actual rent, taxes, insurance and financing.
Use Kentucky baseline